Christmas Present Playing cards: The Hardest Lesson I’ve Discovered

What I’ve realized this vacation buying season will endlessly change the best way I store for present playing cards and I wished to share this difficult lesson I found with you.

Keep away from shopping for present playing cards in retail shops

Scammers use present playing cards as a handy technique of fee of their scams. In truth, present card scams exist when playing cards are purchased in a retail retailer, the place legal scammers tamper with some playing cards – rendering them nugatory after you have added hard-earned financial worth. Why do scammers love present card funds a lot?

  • Nearly untraceable
  • Instantly out there
  • Straightforward to transform to money or bitcoin
  • Skill to maneuver massive quantities of cash in small packages.


Here are some of my lessons I learned about gift cards this year.

Listed below are a few of my classes I realized about present playing cards this yr.
(iStock, information)

Solely purchase from money again present card sources

Whenever you purchase present playing cards by means of money again sources, you earn cash and incentives only for present card purchases. With cashback present playing cards, you obtain a present whereas being beneficiant to others.

Right here is my record of high respected cashback present card sources:

1) Ibota

Ibotta is a superb app that may assist you to make money again at a few of your favourite shops like Goal, Starbucks, Lowe’s and over 1,500 different retailers. These embrace rewards for grocery shops, meal deliveries, film and live performance tickets, and extra.

Ibotta gift card options.

Ibotta present card choices.

As quickly as you could have purchased the present card for your beloved, you’ll instantly obtain cashback in your Ibotta account. purchase present playing cards for others within the Ibotta app:

Go to the “Purchasing by Class” part present playing cards on the Ibotta app dwelling display screen and discover or browse retailers by a selection of classes together with close by, clothes, espresso and tea, electronics, well being and sweetness, and extra.

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Choose the shop you need and choose the Purchase Present Card possibility. You’ll be aware the proportion you get again as soon as you purchase the present card. As you may see within the instance under, once you purchase an Previous Navy present card you get 7% again. You may stand up to twenty% again on some playing cards.

How to buy a gift card through Ibotta.

purchase a present card by means of Ibotta.

  • Enter the quantity you wish to placed on the present card
Here is where you can make the payment on Ibotta.

Right here is the place you can also make the fee on Ibotta.

  • Swap It is a present to electronic mail or textual content the cardboard to your family members after buy; You don’t want the Ibotta app to make use of the present card.
With Ibotta you can make money back.

With Ibotta you can also make a reimbursement.

  • Discover immediate cashback in your Ibotta account as soon as your buy is full.

Click on this hyperlinkand use the referral code mpiaurm to earn $10 once you submit your first receipt .

Copy the code to stick it into the Referral Code area on the Ibotta Create Account web page: mpiaurm.

To study extra about how one can win superior freebies with the Ibotta app, go to and seek for “Ibotta” by clicking the magnifying glass icon on the high of my website


2) Rakuten

This standard retailer provides straightforward methods to earn a living again. They will return money to pick out present playing cards bought in shops by means of Rakuten’s web site or by downloading their app. Notice: You could not obtain cashback for parts of purchases made utilizing your individual present playing cards or vouchers, which means you could all the time pay with an everyday credit score or debit card to obtain cashback.

Shopping Rakuten Gift Cards.

Purchasing Rakuten Present Playing cards.

They provide over 3,500 shops to select from, together with Tub & Physique Works, Ulta, and Uber, and every retailer will record the proportion of refund you may get after your buy. Shops like Adidas and Petco provide as much as 6% cashback once you purchase present playing cards by means of Rakuten.

give your beloved a Rakuten present card and obtain cashback:

  • Go to Rakuten> Click on on “Classes” within the menu > Click on on Rakuten present card store
The Rakuten gift card shop.

The Rakuten present card store.

Select your gift card business brands here.

Choose your present card enterprise manufacturers right here.

  • Choose the shop you need to store at and select the quantity you need to load onto the present card. Notice the proportion of cashback you get for buying the present card.
Earn cashback by purchasing gift cards from Rakuten.

Earn cashback by buying present playing cards from Rakuten.

Be sure to click "Send as a gift."

You should definitely click on Ship as Present.

  • Test the Ship as a presentchance
  • See how your cashback earnings are mirrored in your Rakuten account.

Be part of Rakuten right here and earn $30 once you spend $30. See situations on Rakuten web page.

3) Prime Cashback

TopCashback present playing cards provide as much as 20.8% cashback once you buy present playing cards by means of their service. A few of the shops they work with are Macy’s, Kohl’s and Dick’s Sporting Items. ship another person a present card by means of TopCashback.

TopCashback also offers you cash when purchasing gift cards.

TopCashback additionally provides you money when buying present playing cards.

Here are the shop options on TopCashback.

Listed below are the store choices on TopCashback.

  • Choose the shop you need to store at, select the present card quantity and click on Subsequent. Notice the proportion of cashback you get beneath every present card.
Here you can select the amount for the gift card.

Right here you may choose the quantity for the present card.

  • On the next web page, choose “E mail another person” and fill within the info
Choose to email gift cards to yourself or someone else.

Select to electronic mail present playing cards to your self or another person.


  • Enter your fee info and TopCashback will ship the present card to your recipient. You’ll obtain your cashback inside 30 days.

Join TopCashback right here.

4) PayPal honey

Many individuals use PayPal as their predominant on-line fee service. Nonetheless, most do not understand all of the rewards that may include utilizing PayPal Honey. PayPal Honey does not provide cashback when shoppers use present playing cards, however you may redeem factors you earn whereas buying by means of the app for money, present playing cards, or PayPal buying credit score.

When you obtain the app and create an account with PayPal Honey, which is free, you may allow the Money Again choice to qualify for factors in your eligible purchases. The app will then let you already know once you store at your favourite shops should you qualify for any factors you have earned, in addition to unique offers the shop is providing, corresponding to reductions. B. Double Money Again.

Over 4,500 shops have a factors system with PayPal Honey, together with Apple, Walmart and Residence Depot.

PayPalHoney for gift card points.

PayPalHoney for present card factors.


As soon as you have gathered sufficient factors, you may redeem these factors for money, present playing cards, or PayPal buying credit score. If you would like to make use of the factors to buy present playing cards, you are able to do so on PayPal’s honey redemption web page. All it’s important to do is:

  • Choose the store of your selection
Honey gift card options.

Honey present card choices.

  • Select the variety of factors you want to redeem and chooserepay
How to redeem points with PayPal Honey.

redeem factors with PayPal Honey.

  • PayPal Honey will electronic mail you your e-gift card inside 24 hours.
  • Be taught extra about becoming a member of PayPal Honey by clickingright here.